/* =========================================
   Finanz24 – Modern & Clean Design
   Farbpalette: Navy-Blau, Weiß, Hellgrau
   ========================================= */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html { scroll-behavior: smooth; }

:root {
  --navy:       #0f2044;
  --navy-mid:   #1a3a6b;
  --blue-acc:   #1e5fc2;
  --blue-light: #e8f0fb;
  --gold:       #f0a500;
  --text-dark:  #141414;
  --text-mid:   #3a3a3a;
  --text-soft:  #6b7280;
  --border:     #e2e8f0;
  --bg:         #f8fafc;
  --white:      #ffffff;
  --green:      #0e9f6e;
}

body {
  font-family: 'Inter', 'Helvetica Neue', Arial, sans-serif;
  font-size: 16.5px;
  line-height: 1.8;
  color: var(--text-dark);
  background: var(--bg);
}

/* =========================================
   LAYOUT
   ========================================= */
.container {
  max-width: 780px;
  margin: 0 auto;
  padding: 0 24px;
}

/* =========================================
   HEADER
   ========================================= */
.site-header {
  background: var(--navy);
  padding: 0;
  position: static;
  z-index: 100;
  box-shadow: 0 2px 12px rgba(15,32,68,0.18);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 62px;
}

.logo {
  font-family: 'Lora', Georgia, serif;
  font-size: 26px;
  font-weight: 700;
  color: var(--white);
  letter-spacing: -0.5px;
  text-decoration: none;
}

.logo em {
  color: var(--gold);
  font-style: italic;
  font-weight: 400;
}

.header-badge {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  padding: 0;
  border: none;
  border-radius: 0;
}

.logo-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
}

.header-badge {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  border: none;
  padding: 0;
}

.header-right {
  display: flex;
  align-items: center;
  gap: 14px;
}

.header-cta {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.5);
  font-size: 13px;
  font-weight: 600;
  padding: 7px 16px;
  border-radius: 6px;
  text-decoration: none;
  transition: background 0.2s, border-color 0.2s;
  white-space: nowrap;
}

.header-cta:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  color: var(--white);
}

/* META BAR */
.meta-bar {
  background: #f8fafc;
  border-bottom: 1px solid var(--border);
  padding: 8px 0;
}

.meta-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.meta-bar-left {
  display: flex;
  align-items: center;
  gap: 10px;
}

.meta-bar-date {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.2px;
  color: var(--blue-acc);
}

.meta-bar-sep {
  color: var(--border);
  font-size: 14px;
}

.meta-bar-author {
  font-size: 13px;
  color: var(--text-soft);
}

.meta-bar-badge {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  background: var(--navy);
  color: var(--white);
  padding: 4px 12px;
  border-radius: 4px;
}

/* =========================================
   HERO BANNER
   ========================================= */
.hero-banner {
  background: var(--bg);
  padding: 32px 0 24px;
  position: relative;
}

.hero-banner::after {
  display: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
}

.hero-tag {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 3px;
  margin-bottom: 20px;
}

.hero-headline {
  font-family: 'Lora', Georgia, serif;
  font-size: 36px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.25;
  margin-bottom: 16px;
}

.hero-headline span {
  color: var(--gold);
}

.hero-sub {
  font-size: 17px;
  color: var(--text-mid);
  font-style: italic;
  margin-bottom: 20px;
  max-width: 100%;
  line-height: 1.65;
}

.hero-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 13px;
  color: var(--text-soft);
}

.hero-meta-dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: var(--text-soft);
}

/* Stat pills */
.hero-stats {
  display: flex;
  gap: 16px;
  margin-top: 36px;
  flex-wrap: wrap;
}

.stat-pill {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 10px;
  padding: 14px 22px;
  text-align: center;
  backdrop-filter: blur(4px);
}

.stat-pill .stat-num {
  display: block;
  font-size: 28px;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
  letter-spacing: -1px;
}

.stat-pill .stat-label {
  display: block;
  font-size: 11px;
  color: rgba(255,255,255,0.6);
  margin-top: 5px;
  letter-spacing: 0.5px;
}

/* =========================================
   ARTICLE BODY
   ========================================= */
.article-body {
  padding: 24px 0 64px;
}

/* Breadcrumb */
.breadcrumb {
  font-size: 13px;
  color: var(--text-soft);
  margin-bottom: 40px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.breadcrumb a { color: var(--blue-acc); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb-sep { color: var(--border); }
.anzeige-pill {
  background: #fef3c7;
  color: #92400e;
  font-size: 11px;
  font-weight: 600;
  padding: 2px 8px;
  border-radius: 4px;
  letter-spacing: 0.5px;
}

/* =========================================
   HERO IMAGE CARD
   ========================================= */
.expert-label {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 5px 14px;
  margin: 16px 0 0 16px;
  border-radius: 4px;
}

.expert-card {
  background: var(--white);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 24px rgba(15,32,68,0.10);
  margin-bottom: 20px;
  border: 1px solid var(--border);
}

.expert-card img {
  width: 100%;
  height: 380px;
  object-fit: cover;
  object-position: center top;
  display: block;
}

.expert-card-caption {
  padding: 20px 24px;
  background: var(--navy);
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.quote-icon {
  font-size: 36px;
  color: var(--gold);
  line-height: 1;
  flex-shrink: 0;
  font-family: Georgia, serif;
  margin-top: -6px;
}

.expert-card-caption p {
  font-size: 14px;
  color: rgba(255,255,255,0.82);
  font-style: italic;
  line-height: 1.65;
  margin: 0 0 10px;
}

.expert-name {
  display: flex;
  flex-direction: column;
  gap: 2px;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--white);
  font-style: normal;
}
.expert-name span {
  font-size: 12px;
  font-weight: 400;
  color: rgba(255,255,255,0.6);
}

/* =========================================
   SECTION HEADINGS
   ========================================= */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  color: var(--blue-acc);
  margin-bottom: 10px;
}

.section-label::before {
  content: '';
  display: inline-block;
  width: 20px;
  height: 2px;
  background: var(--blue-acc);
  border-radius: 2px;
}

h2 {
  font-family: 'Lora', Georgia, serif;
  font-size: 24px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.35;
  margin-bottom: 16px;
}

h3 {
  font-family: 'Lora', Georgia, serif;
  font-size: 19px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.4;
}

/* =========================================
   BODY TEXT
   ========================================= */
p {
  color: var(--text-mid);
  font-size: 16.5px;
  line-height: 1.82;
  margin-bottom: 18px;
}

strong { color: var(--text-dark); font-weight: 700; }

.section-block {
  margin-bottom: 44px;
}

/* =========================================
   INFO BOX (blaue Hintergrund-Box)
   ========================================= */
.info-box {
  background: var(--blue-light);
  border-left: 4px solid var(--blue-acc);
  border-radius: 0 12px 12px 0;
  padding: 20px 24px;
  margin: 28px 0;
}

.info-box p {
  margin: 0;
  font-size: 15.5px;
  color: var(--navy-mid);
}

/* =========================================
   CHECKLIST
   ========================================= */
.check-list {
  list-style: none;
  padding: 0;
  margin: 0 0 24px;
}

.check-list li {
  position: relative;
  padding: 14px 16px 14px 52px;
  margin-bottom: 10px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  font-size: 15.5px;
  color: var(--text-mid);
  line-height: 1.7;
  box-shadow: 0 1px 4px rgba(0,0,0,0.04);
}

.check-list li::before {
  content: '✓';
  position: absolute;
  left: 16px;
  top: 50%;
  transform: translateY(-50%);
  width: 24px;
  height: 24px;
  background: var(--green);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 700;
  line-height: 24px;
  text-align: center;
}

.check-list--small li {
  padding: 10px 14px 10px 48px;
  margin-bottom: 8px;
  background: var(--bg);
  box-shadow: none;
}

/* ── 3-Schritte ── */
.steps-wrap {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-top: 24px;
}
.step-item {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 18px 20px;
  box-shadow: 0 1px 4px rgba(0,0,0,0.04);
}
.step-number {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  background: linear-gradient(135deg, var(--blue-acc), var(--navy));
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  font-weight: 700;
}
.step-body {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.step-body strong {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
}
.step-body span {
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.5;
}

/* =========================================
   ADVANTAGE CARDS
   ========================================= */
.advantage-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin: 24px 0 32px;
}

.adv-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 22px 20px;
  box-shadow: 0 2px 8px rgba(15,32,68,0.06);
  transition: box-shadow 0.2s;
}

.adv-card:hover {
  box-shadow: 0 6px 20px rgba(15,32,68,0.12);
}

.adv-card-icon {
  font-size: 28px;
  margin-bottom: 12px;
  display: block;
}

.adv-card-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.3;
}

.adv-card-text {
  font-size: 14px;
  color: var(--text-soft);
  line-height: 1.65;
  margin: 0;
}

.adv-card-text strong { color: var(--navy-mid); }

/* =========================================
   EXPERT QUOTE
   ========================================= */
.quote-block {
  background: var(--navy);
  border-radius: 16px;
  padding: 32px 36px;
  margin: 36px 0;
  position: relative;
  overflow: hidden;
}

.quote-block::before {
  content: '\201C';
  position: absolute;
  top: -10px;
  left: 20px;
  font-size: 120px;
  color: rgba(240,165,0,0.15);
  font-family: Georgia, serif;
  line-height: 1;
  pointer-events: none;
}

.quote-block-lead {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
}

.quote-block blockquote {
  font-family: 'Lora', Georgia, serif;
  font-style: italic;
  font-size: 17px;
  color: rgba(255,255,255,0.88);
  line-height: 1.75;
  border: none;
  padding: 0;
  margin: 0;
}

.quote-block blockquote strong {
  color: var(--gold);
  font-weight: 700;
}

.quote-block-author {
  display: flex;
  flex-direction: column;
  gap: 2px;
  margin-top: 16px;
  padding-top: 14px;
  border-top: 1px solid rgba(255,255,255,0.15);
  font-size: 13.5px;
  font-weight: 700;
  color: var(--white);
  font-style: normal;
}
.quote-block-author strong {
  color: var(--white);
  font-size: 14px;
}
.quote-block-author span {
  font-size: 12px;
  font-weight: 400;
  color: rgba(255,255,255,0.85);
}

/* =========================================
   TESTIMONIAL
   ========================================= */
.testimonial-card {
  display: flex;
  gap: 20px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(15,32,68,0.07);
  margin: 32px 0;
}

.testimonial-card img {
  width: 320px;
  min-height: 240px;
  object-fit: cover;
  object-position: center top;
  flex-shrink: 0;
}

.testimonial-content {
  padding: 24px 24px 24px 8px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.testimonial-names {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.3px;
  margin-bottom: 2px;
}

.testimonial-location {
  font-size: 12px;
  font-weight: 400;
  color: #888;
  margin-bottom: 10px;
}

.testimonial-text {
  font-family: 'Lora', Georgia, serif;
  font-style: italic;
  font-size: 15px;
  color: var(--text-mid);
  line-height: 1.7;
  margin: 0;
}

/* =========================================
   CHART
   ========================================= */
.chart-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 28px 24px 20px;
  box-shadow: 0 2px 12px rgba(15,32,68,0.07);
  margin: 32px 0;
}

.chart-card-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 16px;
  text-align: center;
}

.chart-wrapper {
  height: 260px;
  position: relative;
}

.chart-source {
  font-size: 12px;
  color: var(--text-soft);
  text-align: center;
  margin-top: 10px;
  margin-bottom: 0;
  font-style: italic;
}

/* =========================================
   HIGHLIGHT TEXT
   ========================================= */
.highlight-text {
  font-size: 18px;
  font-weight: 600;
  color: var(--navy);
  border-left: 3px solid var(--gold);
  padding-left: 16px;
  margin: 28px 0;
  line-height: 1.6;
}

/* =========================================
   CTA SECTION
   ========================================= */
.cta-wrapper {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 100%);
  border-radius: 20px;
  padding: 40px 36px;
  margin: 40px 0 32px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-wrapper::after {
  content: '';
  position: absolute;
  right: -60px;
  bottom: -60px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: rgba(240,165,0,0.08);
  pointer-events: none;
}

.cta-wrapper-tag {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.6px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}

.cta-wrapper h3 {
  color: var(--white);
  font-size: 22px;
  margin-bottom: 8px;
}

.cta-wrapper p {
  color: rgba(255,255,255,0.7);
  font-size: 15px;
  margin-bottom: 28px;
}

.cta-button {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-size: 17px;
  font-weight: 800;
  padding: 16px 36px;
  border-radius: 50px;
  text-decoration: none;
  letter-spacing: 0.2px;
  transition: transform 0.15s, box-shadow 0.15s;
  box-shadow: 0 4px 20px rgba(240,165,0,0.35);
  position: relative;
  z-index: 1;
}

.cta-button:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(240,165,0,0.45);
  color: var(--navy);
}

.cta-sub-note {
  margin-top: 16px !important;
  font-size: 13px !important;
  color: rgba(255,255,255,0.5) !important;
  margin-bottom: 0 !important;
}

.cta-free-badge {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 10px;
  padding: 13px 18px;
  margin-top: 18px;
  text-align: left;
}
.cta-free-badge-icon {
  font-size: 22px;
  flex-shrink: 0;
}
.cta-free-badge div {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.cta-free-badge strong {
  font-size: 14px;
  font-weight: 700;
  color: #fff;
}
.cta-free-badge span {
  font-size: 12.5px;
  color: rgba(255,255,255,0.65);
}

/* =========================================
   BENEFITS SECTION
   ========================================= */
.benefits-title {
  font-family: 'Lora', Georgia, serif;
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 16px;
}

.secondary-cta {
  text-align: center;
  margin-top: 24px;
  font-size: 15.5px;
}

.secondary-cta a {
  color: var(--blue-acc);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.secondary-cta a:hover { color: var(--navy); }

.cta-tag-link {
  text-decoration: none;
}
.cta-tag-link .cta-wrapper-tag {
  cursor: pointer;
  transition: opacity 0.2s;
}
.cta-tag-link:hover .cta-wrapper-tag {
  opacity: 0.75;
}

.cta-h3-link {
  text-decoration: none;
}
.cta-h3-link h3 {
  color: var(--white);
  cursor: pointer;
  transition: opacity 0.2s;
}
.cta-h3-link:hover h3 {
  opacity: 0.85;
  text-decoration: underline;
  text-underline-offset: 4px;
}
.cta-h3-link h2 {
  color: var(--navy);
  cursor: pointer;
  transition: opacity 0.2s;
}
.cta-h3-link:hover h2 {
  opacity: 0.75;
  text-decoration: underline;
  text-underline-offset: 4px;
}

/* =========================================
   INLINE CTA BAR
   ========================================= */
.inline-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  background: var(--white);
  border: 1px solid var(--border);
  border-left: 4px solid var(--green);
  border-radius: 10px;
  padding: 18px 24px;
  margin: 32px 0;
  box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}

.inline-cta-text {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.inline-cta-text strong {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--navy);
}

.inline-cta-text span {
  font-size: 13.5px;
  color: var(--text-soft);
  font-weight: 400;
}

.inline-cta-btn {
  display: inline-block;
  background: var(--green);
  color: var(--white);
  font-size: 14.5px;
  font-weight: 700;
  padding: 12px 22px;
  border-radius: 8px;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.2s;
}

.inline-cta-btn:hover {
  background: #0a8a5e;
  color: var(--white);
}

/* =========================================
   TESTIMONIAL QUOTES
   ========================================= */
.testimonial-quotes {
  margin-top: 16px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.tquote {
  font-family: 'Lora', Georgia, serif;
  font-style: italic;
  font-size: 14.5px;
  color: #3a3a3a;
  line-height: 1.75;
  border-left: 3px solid var(--border);
  padding: 10px 14px;
  background: var(--bg);
  border-radius: 0 6px 6px 0;
}

/* =========================================
   MIN-INVEST BAR
   ========================================= */
.min-invest-bar {
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--blue-light);
  border: 1px solid var(--blue-acc);
  border-radius: 10px;
  padding: 14px 20px;
  margin-bottom: 16px;
  font-size: 15.5px;
  color: var(--navy);
}

.min-invest-icon {
  font-size: 22px;
  flex-shrink: 0;
}

.min-invest-bar strong {
  color: var(--blue-acc);
  font-size: 17px;
}

/* =========================================
   ACCESS NOTE
   ========================================= */
.access-note {
  text-align: center;
  font-size: 14px;
  color: var(--text-soft);
  margin-bottom: 6px;
}

.access-note strong { color: var(--green); }

/* =========================================
   FOOTER
   ========================================= */
.site-footer {
  background: var(--navy);
  padding: 48px 0 32px;
  border-top: 3px solid var(--gold);
}

.footer-logo {
  font-family: 'Lora', Georgia, serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 20px;
  display: block;
}

.footer-logo em { color: var(--gold); font-style: italic; font-weight: 400; }

.footer-divider {
  border: none;
  border-top: 1px solid rgba(255,255,255,0.1);
  margin: 24px 0;
}

.footer-disclaimer-title {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.4px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 12px;
}

.footer-disclaimer-text {
  font-size: 11.5px;
  color: rgba(255,255,255,0.38);
  line-height: 1.75;
  margin-bottom: 28px;
}

.footer-links {
  display: flex;
  gap: 20px;
  align-items: center;
}

.footer-links a {
  font-size: 13px;
  color: rgba(255,255,255,0.5);
  text-decoration: none;
  transition: color 0.15s;
}

.footer-links a:hover { color: var(--white); }

/* =========================================
   RESPONSIVE – Tablet (≤ 768px)
   ========================================= */
@media (max-width: 768px) {
  .container { padding: 0 18px; }

  .hero-headline { font-size: 28px; }
  .hero-sub      { font-size: 16px; }

  .advantage-grid { grid-template-columns: 1fr 1fr; }

  .chart-wrapper  { height: 200px; }
  .chart-card     { padding: 20px 14px 14px; }

  .quote-block    { padding: 26px 24px; }
  .quote-block blockquote { font-size: 15.5px; }

  .cta-wrapper    { padding: 32px 24px; }
  .cta-wrapper h3 { font-size: 20px; }
  .cta-button     { font-size: 16px; padding: 15px 30px; }
}

/* =========================================
   RESPONSIVE – Mobile (≤ 480px)
   ========================================= */
@media (max-width: 480px) {
  /* Grundlayout */
  body          { font-size: 15.5px; }
  .container    { padding: 0 16px; }

  /* Header */
  .header-inner { height: 54px; }
  .logo         { font-size: 22px; }
  .header-cta   { font-size: 12px; padding: 6px 12px; }

  /* Hero */
  .hero-banner        { padding: 22px 0 16px; }
  .hero-headline      { font-size: 23px; line-height: 1.3; }
  .hero-sub           { font-size: 15px; }
  .hero-meta          { font-size: 12px; }
  .breadcrumb         { font-size: 11px; }

  /* Typografie */
  h2  { font-size: 20px; }
  h3  { font-size: 17px; }
  p   { font-size: 15.5px; line-height: 1.75; }

  /* Abschnitte */
  .section-block  { margin-bottom: 32px; }
  .article-body   { padding-top: 20px; }

  /* Experten-Bild */
  .expert-card         { margin-bottom: 16px; }
  .expert-card img     { width: 100%; height: auto; max-height: 220px; object-fit: cover; }

  /* Vorteilskarten: 1 Spalte */
  .advantage-grid { grid-template-columns: 1fr; gap: 12px; }
  .adv-card       { padding: 18px 16px; }
  .adv-card-icon  { font-size: 24px; }

  /* Quote-Block */
  .quote-block            { padding: 22px 18px; border-radius: 12px; }
  .quote-block::before    { font-size: 80px; }
  .quote-block blockquote { font-size: 15px; line-height: 1.7; }
  .quote-block-lead       { font-size: 11px; }

  /* Testimonial: untereinander */
  .testimonial-card       { flex-direction: column; border-radius: 12px; }
  .testimonial-card img   { width: 100%; min-height: 180px; max-height: 240px; object-fit: cover; object-position: center top; }
  .testimonial-content    { padding: 18px 16px; }
  .tquote                 { font-size: 13.5px; }

  /* Chart */
  .chart-card     { padding: 16px 12px 12px; border-radius: 12px; }
  .chart-wrapper  { height: 180px; }
  .chart-card-title { font-size: 13px; margin-bottom: 10px; }
  .chart-source   { font-size: 11px; }

  /* Highlight-Text */
  .highlight-text { font-size: 16px; }

  /* Info-Box */
  .info-box { padding: 16px 16px; }

  /* 3-Schritte */
  .step-item   { padding: 14px 14px; gap: 14px; }
  .step-number { width: 32px; height: 32px; font-size: 14px; }
  .step-body strong { font-size: 14px; }
  .step-body span   { font-size: 13px; }

  /* CTA-Box */
  .cta-wrapper    { padding: 26px 18px; border-radius: 14px; margin: 28px 0 24px; }
  .cta-wrapper h3 { font-size: 18px; }
  .cta-wrapper p  { font-size: 14px; margin-bottom: 20px; }
  .cta-button     { font-size: 15px; padding: 14px 22px; width: 100%; text-align: center; box-sizing: border-box; }
  .cta-sub-note   { font-size: 12px !important; }
  .cta-wrapper-tag { font-size: 10px; }

  /* Check-Liste */
  .check-list li  { font-size: 14.5px; padding: 12px 14px 12px 48px; }
  .benefits-title { font-size: 18px; }

  /* Access Note */
  .access-note    { font-size: 13px; }

  /* Secondary CTA */
  .secondary-cta  { font-size: 14px; }

  /* Footer */
  .site-footer    { padding: 36px 0 24px; }
  .footer-logo    { font-size: 20px; }
  .footer-links   { gap: 14px; flex-wrap: wrap; }
  .footer-links a { font-size: 12px; }
  .footer-disclaimer-text { font-size: 11px; }

  /* Inline CTA */
  .inline-cta     { flex-direction: column; align-items: flex-start; gap: 14px; }
  .inline-cta-btn { width: 100%; text-align: center; box-sizing: border-box; }
}